{"id":790,"date":"2026-06-30T07:38:30","date_gmt":"2026-06-30T07:38:30","guid":{"rendered":"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/"},"modified":"2026-07-02T07:36:12","modified_gmt":"2026-07-02T07:36:12","slug":"nelfund-student-loan","status":"publish","type":"post","link":"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/","title":{"rendered":"NELFUND Student Loan: How to Apply, Eligibility &#038; Portal"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[43],"tags":[],"class_list":["post-790","post","type-post","status-publish","format-standard","hentry","category-nigeria"],"acf":{"host_country":"Nigeria","host_school":"Nigeria Education Loan Fund (NELFUND)","closing_date":null,"study_type":["Nigerian Student"],"level_of_study":["Undergraduate"],"study_area":["Any\/All fields of study"],"scholarship_value":"Interest-free loan: full tuition plus optional &#8358;20,000\/month upkeep","description":"<p><strong>Quick answer:<\/strong> <strong>NELFUND<\/strong> (the Nigeria Education Loan Fund) is the Federal Government&rsquo;s <strong>interest-free student loan<\/strong> for Nigerians in public universities, polytechnics, colleges of education and vocational schools. It covers your <strong>tuition\/institutional charges<\/strong>, with an optional <strong>&#8358;20,000 monthly upkeep<\/strong>. Repayment only begins <strong>two years after NYSC<\/strong>. You apply free at <strong>nelf.gov.ng<\/strong> using your JAMB number and NIN.<\/p>","eligibility":"<ul><li>Nigerian student in a <strong>public<\/strong> tertiary institution.<\/li><li>Your school must have uploaded your records to the NELFUND dashboard (Student Verification System).<\/li><li>Your <strong>NIN, JAMB and BVN<\/strong> must be linked, and returning students need at least a <strong>50% academic pass rate<\/strong>.<\/li><li>No record of loan default or conviction for fraud, exam malpractice, cultism or drug offences.<\/li><\/ul>","official_scholarship_link":"https:\/\/nelf.gov.ng\/","additional_info":"<p><strong>How to apply:<\/strong> go to <a href=\"https:\/\/nelf.gov.ng\/\" rel=\"nofollow\">nelf.gov.ng<\/a> (or portal.nelf.gov.ng), sign in with your JAMB number and NIN, fill in your personal, academic and bank details, and choose either institutional charges only or institutional charges plus the &#8358;20,000 monthly upkeep. The process takes 15&ndash;30 minutes. The 2025\/2026 window opened 23 October 2025 and was extended to <strong>27 February 2026<\/strong>; applications run in cycles, so check the portal for the current window.<\/p>"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NELFUND Student Loan 2026: How to Apply &amp; Who Qualifies<\/title>\n<meta name=\"description\" content=\"NELFUND interest-free student loan for Nigerians in public tertiary institutions: eligibility, how to apply at nelf.gov.ng, amounts and repayment terms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NELFUND Student Loan 2026: How to Apply &amp; Who Qualifies\" \/>\n<meta property=\"og:description\" content=\"NELFUND interest-free student loan for Nigerians in public tertiary institutions: eligibility, how to apply at nelf.gov.ng, amounts and repayment terms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"Scholarship\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-30T07:38:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-02T07:36:12+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/\",\"url\":\"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/\",\"name\":\"NELFUND Student Loan 2026: How to Apply & Who Qualifies\",\"isPartOf\":{\"@id\":\"https:\/\/schoolnews.com.ng\/scholarship\/#website\"},\"datePublished\":\"2026-06-30T07:38:30+00:00\",\"dateModified\":\"2026-07-02T07:36:12+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"NELFUND interest-free student loan for Nigerians in public tertiary institutions: eligibility, how to apply at nelf.gov.ng, amounts and repayment terms.\",\"breadcrumb\":{\"@id\":\"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/schoolnews.com.ng\/scholarship\/nelfund-student-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Scholarship\",\"item\":\"https:\/\/schoolnews.com.ng\/scholarship\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"NELFUND Student Loan: How to Apply, Eligibility &#038; 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