The Nigerian Education Loan Fund (NELFUND) has released a shocking list of 203 tertiary institutions that failed to upload their students’ data for the 2024/2025 student loan application exercise, a critical requirement for Nigerian students to benefit from the government’s newly introduced loan scheme.
In a statement issued late Friday by Oseyemi Oluwatuyi, Director of Strategic Communications, the Fund announced that the Student Loan Application System (SLAS) portal will reopen for 48 hours only, to allow defaulting schools to comply.
According to the statement,
“The portal will be accessible from 12:00 a.m. on Sunday, October 12, 2025, to 12:00 a.m. on Tuesday, October 14, 2025.”
NELFUND clarified that the brief extension aims to
“ensure that all eligible students are duly captured and verified by their respective institutions as part of the ongoing 2024/2025 NELFUND loan application process.”
However, the Fund warned sternly that institutions failing to comply within this final window risk severe consequences:
“Institutions are strongly advised to make full use of this final opportunity. Failure to complete the verification process within the stipulated period will result in the affected institutions forfeiting participation in the current loan cycle, a situation that will, regrettably, disadvantage their students who are the ultimate beneficiaries of the loan scheme.”
A Long List of Institutional Defaults
The published list cuts across federal, state, and private universities, polytechnics, colleges of education, schools of health technology, and specialized institutions across the federation.
It includes some of Nigeria’s most prominent and long-established tertiary institutions — a development that has left many stakeholders questioning administrative efficiency and institutional accountability.
Below is the full list as released by NELFUND:
Full List of the 203 Defaulting Institutions
1. College of Administration, Management and Technology, Potiskum
2. College of Nursing Sciences, Lagos University Teaching Hospital, Idi-Araba, Lagos
3. Federal College of Forestry, Ibadan
4. Nigerian Institute of Leather and Science Technology, Samaru, Zaria
5. University of Ilesa, Osun State
6. Abia State Polytechnic
7. Abia State Polytechnic, Aba, Abia State
8. Abubakar Tafawa Balewa University
9. Adamawa State University, Mubi
10. Adeseun Ogundoyin Polytechnic, Eruwa, Oyo State
11. Admiralty University, Ibusa, Delta State
12. Ahmadu Bello University Teaching Hospital, Zaria
13. Ahmadu Bello University, Zaria
14. Akperan Orshi Polytechnic, Yandev
15. Akwa Ibom State University
16. Alex Ekwueme Federal University, Ndufu-Alike, Ikwo
17. Aliko Dangote College of Nursing Sciences, Bauchi
18. Aliko Dangote University of Science and Technology
19. Alvan Ikoku Federal University of Education, Owerri
20. Ambrose Alli University, Ekpoma, Edo State
21. Aminu Saleh College of Education, Azare
22. Auchi Polytechnic, Auchi
23. Audu Bako College of Agriculture, Dambatta
24. Bauchi State College of Agriculture
25. Bauchi State University
26. Bayelsa Medical University
27. Bayero University, Kano
28. Benjamin Uwajumogu State College of Education, Ihitte Uboma
29. Benue State Polytechnic, Ugbokolo
30. College of Administration, Management and Technology, Potiskum
31. College of Agriculture, Science and Technology, Gujba
32. College of Education, Afaha Nsit
33. College of Education, Akwanga
34. College of Education and Legal Studies, Nguru
35. College of Education, Katsina-Ala, Benue State
36. College of Education, Nsubge
37. College of Education, Waka-Biu (Affiliated to UNIMAID)
38. College of Nursing Sciences, National Orthopaedic Hospital, Igbobi, Lagos
39. College of Nursing Sciences, Tambuwal
40. Confluence University of Science and Technology
41. Delta State College of Education, Mosogar
42. Delta State Polytechnic, Ogwashi-Uku
43. Delta State Polytechnic, Otefe-Oghara, Delta State
44. Delta State University, Abraka
45. Dennis Osadebay University, Asaba
46. Ebonyi State University
47. Edo State Polytechnic, Usen
48. Edo State College of Nursing Sciences
49. Ekiti State Polytechnic, Isan-Ekiti
50. Ekiti State University, Ado-Ekiti
51. Emmanuel Alayande University of Education
52. Enugu State College of Education
53. Enugu State University of Science and Technology
54. Federal College of Agricultural Produce Technology, Kano
55. Federal College of Agriculture, Ibadan
56. Federal College of Animal Health and Production Technology, Ibadan
57. Federal College of Animal Health, Vom
58. Federal College of Education (Special), Oyo
59. Federal College of Education (Technical), Potiskum
60. Federal College of Education (Technical), Akoka
61. Federal College of Education (Technical), Ekiadolor
62. Federal College of Education (Technical), Gombe
63. Federal College of Education, Eha-Amufu
64. Federal College of Education (Technical), Gusau
65. Federal College of Education, Bichi
66. Federal College of Education, Gombe
67. Federal College of Education, Iwo
68. Federal College of Education, Jama’are
69. Federal College of Education, Kano
70. Federal College of Education, Obudu
71. Federal College of Education, Okene
72. Federal College of Education, Yola
73. Federal College of Education, Zuba
74. Federal College of Land Resources Technology, Kuru-Jos
75. Federal Cooperative College, Ibadan
76. Federal Cooperative College, Kaduna
77. Federal Cooperative College, Oji River
78. Federal Polytechnic, Ado-Ekiti, Ekiti State
79. Federal Polytechnic, Ayede
80. Federal Polytechnic, Daura
81. Federal Polytechnic, Ekowe, Bayelsa
82. Federal Polytechnic, Ile-Oluji
83. Federal Polytechnic, Ilaro
84. Federal Polytechnic, Kazaure, Jigawa
85. Federal Polytechnic, Monguno
86. Federal Polytechnic, Mubi
87. Federal Polytechnic, Nasarawa
88. Federal Polytechnic, N’yak, Shendam
89. Federal Polytechnic of Oil and Gas, Bonny
90. Federal Polytechnic, Offa
91. Federal Polytechnic, Oko
92. Federal Polytechnic, Kaltungo
93. Federal Polytechnic, Nekede
94. Federal Polytechnic, Ukana
95. Federal School of Surveying, Oyo
96. Federal University of Agriculture, Abeokuta
97. Federal University, Gashua, Yobe
98. Federal University of Agriculture, Makurdi
99. Federal University of Agriculture, Abeokuta
100. Federal University of Allied Health Sciences, Enugu
101. Federal University of Health Sciences, Ila-Orangun
102. Federal University of Health Sciences, Otukpo
103. Federal University of Lafia
104. Federal University of Petroleum Resources, Effurun, Warri
105. Federal University of Technology, Babura
106. Federal University of Technology, Ikot Abasi
107. Federal University of Technology, Ikot Abasi, Akwa Ibom
108. Federal University of Technology, Owerri
109. Federal University of Transportation, Daura, Katsina
110. Federal University, Birnin Kebbi
111. Federal University, Dutsin-Ma
112. Federal University, Gusau
113. Federal University, Lafia
114. Federal University, Lokoja
115. Federal University, Otuoke
116. Federal University, Wukari
117. Gateway ICT Polytechnic, Saapade
118. Global Maritime Academy, Agbowhiame, Ughelli South, Delta State
119. Hassan Usman Katsina Polytechnic, Katsina
120. Ibrahim Badamasi Babangida University, Lapai
121. Ibrahim Badamasi Babangida University, Lapai
122. Ignatius Ajuru University of Education, Port Harcourt
123. Imo State Polytechnic, Omuma
124. Imo State University, Owerri
125. Isa Kaita College of Education, Dutsin-Ma, Katsina State
126. Jigawa State College of Education, Gumel
127. Jigawa State Polytechnic, Dutse
128. Joseph Sarwuan Tarka University, Makurdi
129. Kaduna Polytechnic
130. Kaduna State College of Nursing & Midwifery
131. Kaduna State University
132. Kano State Polytechnic, Kano
133. Katsina State Institute of Technology and Management
134. Kebbi State College of Nursing Science
135. Kebbi State University of Science and Technology, Aliero
136. Ken Saro-Wiwa Polytechnic
137. Kingsley Ozumba Mbadiwe University
138. Kogi State College of Education, Ankpa
139. Kogi State Polytechnic, Lokoja
140. Kwara State College of Education, Oro
141. Kwara State College of Health Technology
142. Kwara State Polytechnic
143. Ladoke Akintola University of Technology, Oyo State
144. Lagos State College of Nursing, Igando
145. Lagos State University
146. Lagos State University of Education
147. Mai Idris Alooma Polytechnic, Geidam, Yobe State
148. Michael Okpara University of Agriculture, Umudike
149. Moshood Abiola Polytechnic
150. Muhammadu Buhari Meteorological Institute of Science and Technology, Katsina
151. Nasarawa State University, Keffi
152. National Institute of Construction Technology and Management, Uromi
153. National Open University
154. National Open University of Nigeria
155. Niger Delta University
156. Niger State Polytechnic, Zungeru
157. Nigerian Air Force College of Nursing Sciences, Kaduna
158. Nigerian Army College of Education
159. Nigerian Maritime University, Okerenkoko
160. Nnamdi Azikiwe University, Awka
161. Northwest University, Kano
162. Nuhu Bamalli Polytechnic, Zaria
163. Obafemi Awolowo University
164. Ogun State College of Health Technology, Ilese-Ijebu
165. Ogun State Institute of Technology, Igbesa
166. Olusegun Agagu University of Science and Technology, Okitipupa, Ondo State
167. Osun State College of Education, Ila-Orangun
168. Osun State College of Health Technology, Ilesa
169. Osun State Polytechnic, Iree
170. Oyo State College of Agriculture and Technology, Igboora
171. Oyo State College of Health Science and Technology, Eleyele, Ibadan
172. Oyo State College of Nursing Sciences, Eleyele
173. Petroleum Training Institute
174. Plateau State University, Bokkos
175. Port Harcourt Polytechnic
176. School of Biomedical Engineering Technology, University of Maiduguri Teaching Hospital
177. School of Health Information Management, Uyo
178. Shehu Sule College of Nursing and Midwifery, Damaturu
179. Sikiru Adetona College of Education, Science and Technology, Omu-Ajose
180. Tai Solarin College of Education, Ijebu-Ode
181. Tai Solarin University of Education
182. Taraba State Polytechnic
183. Taraba State University, Jalingo
184. The Oke-Ogun Polytechnic, Saki
185. The Polytechnic, Ibadan, Ibadan
186. Umar Suleiman College of Education, Gashua
187. Umaru Musa Yar’Adua University, Katsina
188. University of Abuja
189. University of Calabar
190. University of Ibadan
191. University of Ilesa, Osun State
192. University of Ilorin
193. University of Jos
194. University of Maiduguri
195. University of Medical Sciences
196. University of Medical Sciences, Ondo City
197. University of Uyo
198. Usman Danfodiyo University, Sokoto
199. Usmanu Danfodiyo University, Sokoto
200. Yobe State University
201. Yusuf Bala Usman College of Education and Legal Studies, Daura
202. Yusuf Maitama Sule University, Kano
203. Zamfara State University, Talata Mafara
Education, Accountability, and the Cost of Negligence
For thousands of students awaiting access to this loan scheme, this is more than an administrative delay—it is a potential derailment of their academic dreams.
NELFUND’s warning leaves no room for ambiguity: institutions that fail to comply within this final 48-hour window will forfeit their participation, effectively locking out their students from the 2024/2025 NELFUND loan cycle.
The development also raises broader concerns about institutional readiness, digital compliance, and education governance in Nigeria.
While the Fund’s move aims at transparency and fairness, students from affected schools may face another academic year burdened by uncertainty, financial hardship, and dashed hopes.